GetMyOffer Capital One Reviews – Top Reviews and Complaints

A simple card for the people on its way. The best thing about it is that it charges you zero annual fee and give you a chance to raise your credit limit with accountable behavior. Reviews are mention below. Keep reading the article.

Quick Facts

  • You have to pay a zero annual fee.
  • If you make your payments on time in the first 5 months, you can have access to an excessive credit line.
  • In case, if you have lost or stolen your card you can use the fraud coverage.
  • By using your smartphone or our mob application, you can use online banking service to access your account.
  • You can make payments by check or online at any of the local branches and you will be charge zero fee and can select the due date that is suitable for you.
  • Can access your account 24/7 anytime.
  • It helps you to make your credit stronger for the future by using your card carefully.


  • Average credit is required to be eligible.
  • You will be charge zero foreign transaction fee.
  • It has a zero annual fee.


  • None of the rewards offered.
  • High APR is charged.

Getmyoffer capital one Reviews and Complaints

The customer complaints and Getmyoffer capital one reviews are as follow:

“5 months before I had opened my credit card account. The due date of the payment is 8th of every month. Without informing me, they changed the due date from 8th to 4th. I caught it later so everyone be careful!”

“My payment method is set to automatic method by using the mobile app I pay my bills 14 days before the due date. I was moving for vacations and before going, I want to settle it down. The error occurred in my account information and returned. 2 days back I called the customer support system and I was informed that my account was closed due to returned check. I make my payments fully as it was the only option I got. Take notice it was done 7 days before the due date and waiting my account to be opened again. I used the card for a month. I am not sad that my account was not reopened I was sad that I tried to open it again and trust the company.”

“I recommend that don’t waste your money to get this card. Today, I cancelled my Capital One Credit Card because I make all my payments on time. They charge me an interest rate of $16.65. When I call the customer service to know about the charges the advisor was not helpful at all and it was difficult for me to communicate as the person know limited English. I will never ever do any business with Capital One; don’t get a credit card from this company.”

“Sadly, Capital One failed to secure their customers privacy and identity. I feel like they are a fraud itself. Dealing with them is a wastage of time and money. Their customer service is very rare to find. Somehow, if we catch it then they do not have skills to talk to their customers. They are far behind.”

Best Capital One credit cards of 2019

Here are some of the best Capital One credit cards of 2019 listed below:

  • Capital One® Savor®
  • Capital One® Quicksilver®
  • Capital One® Venture®
  • Journey® Student ®
  • Capital One® Platinum ®
  • Capital One® Spark®
Best Capital one Credit cards

Capital One® Savor® Credit Card

Reasons why: This is known best for getting rewards. This is one of the topmost cards that is named as Capital One ® Savor® Credit Card because it gives you cash back opportunities until you are able to pay attention to the spending varieties. If you are a foodie person and love to watch movies every weekend, by using this card you can earn quite a bit. On the other hand, if you are a café going person or like that than in this way you will get the following points.

  • While dining and other entertainment you can get an unlimited 4%, cash back opportunities.
  • While doing grocery you can get 2% cash back.
  • And on all the other purchases you will get 1% cash back.
Capital one savor

You will get a cash bonus of $500, after opening your account in the first three months by spending $3,000 on shopping.

Take notice that you will be charged $0 annually in the first year, after the first year you will be charged $95.

Capital One® Quicksilver® Credit Card

Reasons why: This is known best for cash back on a flat rate. Capital One®Quicksilver® Credit Card, you can get a chance to earn flat 1.5% cash back by making every purchase. This card is a VIP as it is simple and easy to use, it makes the best of it if you need the reward point without doing any extra work.

Moreover, other than the cash back opportunities after spending $500 on any purchase you will also get $150 as a sign-u bonus in the first three months after opening your account. This is mega cash back reward as the sign-up bonus which we have ever seen.

Capital one Quick silver

If you are in search of paying the debt or to make heavy purchases, the Capital One ® Quicksilver® Credit Card for you it comes with 0% APR in the first fifteen months on every purchase after opening your account. In addition to this, there is some information, which you should keep in mind:

  • After the first 15 months, the APR charge will be 15.24%-25.24%.
  • For transferring the balance, you will be charged 3% fee.

Capital One® Venture® Credit Card

Reasons why: This is known best card for travelling purpose. The people who travel on regular basis and are not interested in manipulating rewards offered by travelling will value the adaptable, easily rescued rewards.

By using your Capital One ® Venture Credit Card, on spending every $1 you will get two miles. You can retrieve it easily online by using your travel account by which you make travel regarding purchases. In January 2020, you will get 10 miles by spending $1 on different hotels.

Capital one Venture

You can also get many sign-u rewards, as they are well and are out for you. These rewards include you can earn 50,000 miles on spending $3,000 by making purchases in the first three months after opening your account.

One of the downside is that the annual fee is $0 in the first year but after the first year you will be charged $95.

Journey® Student ® Credit Card

Reasons why: This is known as the best cards for students. Your rewards will be raise if you pay your bills on time; Journey ® Student Credit Card is for the students and help them to earn best credit score.

On making different purchases you will get 1% cash back on every purchase, In addition to this, your credit will be raised 0.25% if you pay your bills on time. One more advantage is that if you make your payments on time regularly for five months then you may raise to credit to a higher level.

Capital one Journey

The disadvantage of this card is you will be charge 26.98% APR on making purchases and in balance transfer. Make your account setting automatic to make your payments done automatic to get rid of the interest you will be charge on every purchase.

Capital One® Platinum Credit Card

Reasons why: This is known as the best card for average based credit. It is mostly difficult to find a reasonable credit card. The Capital One ® Platinum Credit Card is the top suggested card as it help to raise your credit score.

The characteristics of the card are to raise your credit, by which you cannot find more in the way of the rewards. The annual fee charged is $0, which is not always the case for the cards that approve the average credit. Moreover, if you will make your payments done on time in the first five months you have chances to raise your credit to the extent level.

Capital one Platinum Credit card

Use this card to cross something and to raise your credit, which as a result help you to get better rewards in future.

Capital One® Spark® Credit Card

Reasons why: This is known best for business purposes. Capital One ®Spark ® Credit Card is very useful for you if you are a businessperson. One of the best Spark Card is known as Capital One ® Spark ® Cash because it provides opportunities to get your cash back easily.

From all the cards of Spark® Cards the Capital One ® Spark® give you the biggest chance to earn cash back. You can earn around 2% of cash back on making purchases with zero extra work. There are also some sign-up bonuses offered. You might earn a $500 cash reward on spending $4,500 in the first 3 months after opening your account.

Capital one spark

That’s ok to pay the annual fee for this card, as in the first year there is $0 fee and after the first year you have to pay $95.

Capital One® Platinum Credit Card: Drawbacks and alternatives

You will not earn any reward programs on the Capital One ® Platinum Credit Card if you will not pay the fee on time. If you have a balance in your card then your card will become costly. The APR charges is 26.96%. If you are searching for a card with good rewards option and that may help your to pay your existing debt and go for other options that could be better for you.


The Capital One® Quicksilver One® Credit Card, for an average credit, it offers many of the benefits, which are same as Capital One® Platinum Credit Card. By using this card, you can get 1.5% cash back on spending money on every purchase but you will be charged $39 of annual fee, when you will spend $2,600 or more than that annually the cash back opportunities can cancel this cost. But if you don’t spend much then Platinum Credit Card is a good choice for you.


The Credit Cards customer who is having perfect credit can get an offer for the interest-free period to attract people to get register, the 0% APR is an uncommon characteristic for the card with average credit. The ABOC Platinum Rewards Card is next level. For 12 months your will get 0% introductory APR on purchases and balance transfer. After one year, you will get 15.15%-25.15% of the APR. More rewards program are also offered.

Is the Capital One® Platinum Credit Card right for you?

The Capital One® Platinum Credit Card could be perfect if you are having the average credit. In the hunger of earning higher credit, you will get freedom to earn more. It is useful for the person who travels on regular basis. There is zero foreign transaction fee charged. The benefits of Platinum MasterCard include your savings will be add on when you move out of town.

Moreover, this card do not get any rewards and the APR charged is high and it make it a deal breaker if you will maintain your balance. This card is use to improve your credit as someday you can be selected for a card with the lowest interest rate.

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